Cardinals @ 49ers
Cardinals
49ersArchived game: closing numbers from Action Network's consensus at kickoff. Live odds, picks and the confluence table only run on games still on the slate.
Matchup summary
Final: 49ers beat the Cardinals 16-15 at home. The market closed with Cardinals at +105 on the moneyline and the total at 44.5. This was an NFL 2025 week 3 game. The closing betting splits (tickets vs money), the earliest tracked line and the movement into kickoff are below.
More on this matchup: Cardinals betting trends · 49ers betting trends · all NFL games
Cardinals vs 49ers betting splits
Where was the money on Cardinals vs 49ers?
| Market | Side | Tickets | Money | Closing line / odds |
|---|---|---|---|---|
| Spread | Cardinals | 57% | 67% | +1.5 (-110) |
| 49ers | 43% | 33% | -1.5 (-110) | |
| Total | Over | 35% | 50% | O 44.5 (-110) |
| Under | 65% | 50% | U 44.5 (-110) | |
| Moneyline | Cardinals | 24% | 53% | +105 |
| 49ers | 76% | 47% | -125 |
57% of spread tickets and 67% of spread money were on the Cardinals, so the average Cardinals bet was larger than the average 49ers bet.
Total money was split evenly at 50% a side (tickets 35% Over, 65% Under).
The 49ers held 76% of moneyline tickets but only 47% of the money; 53% of moneyline money was on the Cardinals with 24% of tickets, so the average Cardinals bet was larger.
Line movement
What was the closing line for Cardinals vs 49ers?
| Market | Earliest tracked | Closing | Move |
|---|---|---|---|
| Spread (49ers) | -2.5 | -1.5 | +1 |
| Total | 44.5 | 44.5 | 0 |
The 49ers were -2.5 24 hours before kickoff and closed -1.5, a 1-point move toward the Cardinals.
The total was 44.5 24 hours before kickoff and closed 44.5: it has not moved.
The earliest tracked line is the oldest consensus snapshot Locksmith holds for this game, not the market opener.
Why the line moved
Why did the Cardinals vs 49ers line move?
The spread moved 1 point toward the Cardinals (49ers -2.5 to 49ers -1.5), the side holding 67% of the spread money and 57% of the tickets, so the line and the money went the same way. The total did not move from the line tracked 24 hours before kickoff (44.5). Splits describe where the money sits, not what will happen.
Across 822 NFL games (2023 week 5 through 2026 week 2, Action Network closing splits), the side with a larger money share than ticket share covered the spread 50.0% of the time (384-384-13) and hit the total 50.8% (396-383-6); break-even at -110 is 52.4%. Splits describe where the money sits, not what will happen.