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Jaguars @ 49ers

Jaguars
2621
Final
49ers
Sun, Sep 28, 2025, 4:05 PM ET · NFL 2025 week 4
Closing · ML +144 · SPR -3.5 · O/U 45.5

Archived game: closing numbers from Action Network's consensus at kickoff. Live odds, picks and the confluence table only run on games still on the slate.

Matchup summary

Final: Jaguars beat the 49ers 26-21 on the road. The market closed with Jaguars at +144 on the moneyline and the total at 45.5. This was an NFL 2025 week 4 game. The closing betting splits (tickets vs money), the earliest tracked line and the movement into kickoff are below.

More on this matchup: Jaguars betting trends · 49ers betting trends · all NFL games

Jaguars vs 49ers betting splits

Where was the money on Jaguars vs 49ers?

MarketSideTicketsMoneyClosing line / odds
SpreadJaguars65%61%+3.5 (-119)
49ers35%39%-3.5 (+104)
TotalOver28%27%O 45.5 (-118)
Under72%73%U 45.5 (-108)
MoneylineJaguars13%16%+144
49ers87%84%-172

65% of spread tickets and 61% of spread money were on the Jaguars, so the Jaguars drew more tickets than money and the average 49ers bet was larger.

72% of total tickets and 73% of total money were on the under, so the average under bet was larger than the average over bet.

87% of moneyline tickets and 84% of moneyline money were on the 49ers, so the 49ers drew more tickets than money and the average Jaguars bet was larger.

Line movement

What was the closing line for Jaguars vs 49ers?

MarketEarliest trackedClosingMove
Spread (49ers)-3.5-3.50
Total46.545.5-1

The 49ers were -3.5 24 hours before kickoff and closed -3.5: the spread has not moved.

The total was 46.5 24 hours before kickoff and closed 45.5, a 1-point move toward the under.

The earliest tracked line is the oldest consensus snapshot Locksmith holds for this game, not the market opener.

Why the line moved

Why did the Jaguars vs 49ers line move?

The spread did not move from the line tracked 24 hours before kickoff (49ers -3.5) even with 61% of the spread money on the Jaguars. The total moved 1 point toward the under (46.5 to 45.5), the side holding 73% of the total money and 72% of the tickets, so the line and the money went the same way. Splits describe where the money sits, not what will happen.

Across 822 NFL games (2023 week 5 through 2026 week 2, Action Network closing splits), the side with a larger money share than ticket share covered the spread 50.0% of the time (384-384-13) and hit the total 50.8% (396-383-6); break-even at -110 is 52.4%. Splits describe where the money sits, not what will happen.

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