Bears @ 49ers
Bears
49ersArchived game: closing numbers from Action Network's consensus at kickoff. Live odds, picks and the confluence table only run on games still on the slate.
Matchup summary
Final: 49ers beat the Bears 42-38 at home. The market closed with Bears at +185 on the moneyline and the total at 51.5. This was an NFL 2025 week 17 game. The closing betting splits (tickets vs money), the opening line and the movement into kickoff are below.
More on this matchup: Bears betting trends · 49ers betting trends · all NFL games
Bears vs 49ers betting splits
Where was the money on Bears vs 49ers?
| Market | Side | Tickets | Money | Closing line / odds |
|---|---|---|---|---|
| Spread | Bears | 58% | 44% | +4.5 (-115) |
| 49ers | 42% | 56% | -4.5 (-105) | |
| Total | Over | 43% | 54% | O 51.5 (-108) |
| Under | 57% | 46% | U 51.5 (-112) | |
| Moneyline | Bears | 29% | 35% | +185 |
| 49ers | 71% | 65% | -225 |
The Bears held 58% of spread tickets but only 44% of the money; 56% of spread money was on the 49ers with 42% of tickets, so the average 49ers bet was larger.
The under held 57% of total tickets but only 46% of the money; 54% of total money was on the over with 43% of tickets, so the average over bet was larger.
71% of moneyline tickets and 65% of moneyline money were on the 49ers, so the 49ers drew more tickets than money and the average Bears bet was larger.
Line movement
What was the closing line for Bears vs 49ers?
| Market | Opening | Closing | Move |
|---|---|---|---|
| Spread (49ers) | -3.5 | -4.5 | -1 |
| Total | 46.5 | 51.5 | +5 |
The 49ers opened -3.5 and closed -4.5, a 1-point move toward the 49ers.
The total opened 46.5 and closed 51.5, a 5-point move toward the over.
Why the line moved
Why did the Bears vs 49ers line move?
The spread moved 1 point toward the 49ers (49ers -3.5 to 49ers -4.5), the side holding 56% of the spread money and 42% of the tickets, so the line and the money went the same way. The total moved 5 points toward the over (46.5 to 51.5), the side holding 54% of the total money and 43% of the tickets, so the line and the money went the same way. Splits describe where the money sits, not what will happen.
Across 822 NFL games (2023 week 5 through 2026 week 2, Action Network closing splits), the side with a larger money share than ticket share covered the spread 50.0% of the time (384-384-13) and hit the total 50.8% (396-383-6); break-even at -110 is 52.4%. Splits describe where the money sits, not what will happen.